Financial wellness for South African workplaces

Turn your skills budget into staff who stop living payday to payday

One facilitator-led day, a 90-day money plan for every employee, and your WSP, ATR and B-BBEE evidence pack in 7 days. We do all the paperwork.

Calculate what money stress costs you Book a 20-minute call →

Looking for free money help for yourself? Start learning free →

A Let's Talk Money facilitator leading a workplace session
10+ yearsof money talks and programmes in South African communities
3 000+people reached in 10+ years of community work
7 daysto your evidence pack
90 daysto your impact report for Exco
0financial products sold to staff

Sound familiar?

Money stress is already on your payroll

Salary-advance requests

The same people ask every month, and someone in HR or payroll spends hours on it.

Garnishee orders

Every order is admin for payroll and a sign of debt that followed someone to work.

Month-end absenteeism

Sick days cluster around payday pressure and calls from debt collectors.

Distracted staff

People who are worried about money make more mistakes and leave sooner.

Most companies lose more than 1% of payroll this way.* See your own number in 15 minutes →

* Estimate from South African and international research on financial stress at work, fully referenced in our Hidden Payroll Cost guide. Ask us for a copy.

Our main offer

The Payday-Proof Workplace

A financial wellness benefit for every employee, all year: the programme day, a Payday Clinic every quarter and online access for them and their family, with the reporting your Exco and verifier need.

For every employee

  • The programme day in groups of up to 25, with a workbook and a private 90-day money plan.
  • A Payday Clinic every quarter. 60 minutes on that season’s pressure point, with a fresh 90-day plan.
  • 12 months of online access to our programmes, audiobooks and money tools, for them and their family.

For you

  • Your WSP entry for the year, written once, ready for your SDF.
  • An evidence pack after every session for your SETA and verifier.
  • Quarterly impact reports and one annual report for Exco.
  • A manager briefing on spotting money stress in a team.
  • Your dates and your rate locked for the first 12 months.

Three ways to start

Start small or plan the whole year

Try it

Payday Talk

R3 500

A 60-minute session for your team. The full fee is credited when you book the programme within 30 days.

See the Payday Talk

Recommended

Best value

The Payday-Proof Workplace

R99 per employee a month

The programme day, a Payday Clinic every quarter and a year of online access for every employee. About R3.25 per employee per day, on a 12-month plan.

See the annual plan

Once-off

One programme day

R18 500 per group

The full programme for one group, with the evidence pack and the 90-day impact report.

See the programme day

Not sure which to choose? Book a 20-minute call and we’ll recommend one →

How it works

From first call to impact report

  1. Discovery call20 minutes to understand your needs and finalise your quote.
  2. Plan with your SDFWe fit the training into your WSP and budget.
  3. Lock your datesAccept the quote online, once-off or as a monthly annual plan.
  4. Training dayOnline, onsite or at a venue you choose.
  5. Report and follow-upEvidence pack in 7 days and the impact report at 90 days.

Real feedback

What participants say

Today was a good opportunity to young starter up. I think this is a good idea for a course. It will help lots of people in this world.
Charles ChindonltoCharles ChindonltoProgramme participant
I wish it could be broadcasted on television that more people can know about it. It was really helpful.
Maurice KalyomaMaurice KalyomaProgramme participant
The course helps me to learn how to be self-responsible. I have so much gratitude for Salmon for leading us into such a training.
Arnold SambaArnold SambaProgramme participant
I really enjoyed today’s course. I learned how to manage my money, how to budget and how to start a business.
Tynash MoyoTynash MoyoProgramme participant

Take it further

Once your team is trained, extend the impact

Clients who see the results often add one of these. Each comes with its own report for your B-BBEE file.

Community group in a training session

Socio-economic development

Sponsor a community programme

Free money training for a community or NPC group, with an impact report you can use for SED.

See the community programme →
 Business owners in a supplier development session

Enterprise and supplier development

Grow your small suppliers

A four-month programme for small business owners, with progress tracking and a beneficiary report.

See the business programme →
 A speaker at a Let's Talk Money event

Events

Book a keynote

An energising talk on money and wellbeing for your wellness day, conference or year-end function.

See keynotes →

For independent SDFs and skills consultants

Recommend the programme and earn 10% on every paid invoice

Including every monthly payment on an annual plan: 2 clients with 100 staff each earn you about R23 760 a year. A company you register is protected for you for 90 days.

Become an SDF partner

A family going through their paperwork together

Our promise

Every workplace we train keeps our community programmes free

When your company books staff training, you invest in your people and in the wider community. That is how our audiobooks, workbooks and tools stay free for every South African.

  • No catch and no products to sell, just honest money skills
  • Works on any phone, online or offline
  • A certificate when you finish each programme

Start learning for free

Find out what money stress is costing you

It takes 15 minutes, and you get a PDF to take to Exco.

Calculate your cost